Introduction
Welcome to the Ness and Associates website. By accessing and using this website, you agree to comply with and be bound by these terms of use ("Terms of Use"), which govern your use of this website. If you do not agree with these Terms of Use, you should not use this website.

Use of Website
The information and materials provided on this website are for general informational purposes only and are subject to change without notice. Ness and Associates does not guarantee the accuracy, completeness, or timeliness of the information on this website. You acknowledge and agree that Ness and Associates shall not be liable for any damages whatsoever arising out of or in connection with the use or inability to use this website, including but not limited to direct, indirect, incidental, consequential, or punitive damages, regardless of the form of action, whether in contract, tort, strict liability, or otherwise, even if Ness and Associates has been advised of the possibility of such damages.

Intellectual Property
All intellectual property rights, including without limitation copyright and trademark rights, in and to the content and materials on this website are owned by Ness and Associates or its licensors. You may not reproduce, modify, distribute, or otherwise use any of the content or materials on this website without the prior written consent of Ness and Associates.

Links to Third-Party Websites
This website may contain links to third-party websites that are not under the control of Ness and Associates. Ness and Associates is not responsible for the content of any linked website or any link contained in a linked website. Ness and Associates provides these links only as a convenience, and the inclusion of a link does not imply endorsement of the linked website by Ness and Associates.

Termination
Ness and Associates may terminate or suspend your access to all or part of this website, without notice, for any conduct that Ness and Associates, in its sole discretion, believes is in violation of these Terms of Use or any applicable law or regulation.

Modification
Ness and Associates reserves the right to modify these Terms of Use at any time without notice. By continuing to use this website after any changes are made, you acknowledge and agree to be bound by the revised Terms of Use.

Governing Law
These Terms of Use shall be governed by and construed in accordance with the laws of the jurisdiction in which Ness and Associates is located, without giving effect to any choice of law or conflict of law provision or rule.

Entire Agreement
These Terms of Use constitute the entire agreement between you and Ness and Associates with respect to your use of this website and supersede all prior or contemporaneous communications and proposals, whether oral, written, or electronic, between you and Ness and Associates with respect to this website.